/* ============================================
   FunderFlow - Marketing Website Styles
   Professional Fintech/Lending Design
   ============================================ */

/* CSS Variables */
:root {
    /* Primary Colors */
    --primary-50: #eff6ff;
    --primary-100: #dbeafe;
    --primary-200: #bfdbfe;
    --primary-300: #93c5fd;
    --primary-400: #60a5fa;
    --primary-500: #3b82f6;
    --primary-600: #2563eb;
    --primary-700: #1d4ed8;
    --primary-800: #1e40af;
    --primary-900: #1e3a8a;

    /* Secondary / Accent */
    --secondary-500: #10b981;
    --secondary-600: #059669;

    /* Neutrals */
    --gray-50: #f9fafb;
    --gray-100: #f3f4f6;
    --gray-200: #e5e7eb;
    --gray-300: #d1d5db;
    --gray-400: #9ca3af;
    --gray-500: #6b7280;
    --gray-600: #4b5563;
    --gray-700: #374151;
    --gray-800: #1f2937;
    --gray-900: #111827;

    /* Gradient */
    --gradient-primary: linear-gradient(135deg, #2563eb 0%, #7c3aed 100%);
    --gradient-hero: linear-gradient(135deg, #1e3a8a 0%, #312e81 50%, #1e1b4b 100%);
    --gradient-cta: linear-gradient(135deg, #059669 0%, #0d9488 100%);

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow: 0 1px 3px 0 rgb(0 0 0 / 0.1), 0 1px 2px -1px rgb(0 0 0 / 0.1);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);
    --shadow-lg: 0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1);
    --shadow-xl: 0 20px 25px -5px rgb(0 0 0 / 0.1), 0 8px 10px -6px rgb(0 0 0 / 0.1);
    --shadow-2xl: 0 25px 50px -12px rgb(0 0 0 / 0.25);

    /* Spacing */
    --container-max: 1280px;
    --section-padding: 100px;

    /* Typography */
    --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --font-display: 'Playfair Display', Georgia, serif;

    /* Transitions */
    --transition-fast: 150ms ease;
    --transition: 300ms ease;
    --transition-slow: 500ms ease;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

body {
    font-family: var(--font-sans);
    font-size: 16px;
    line-height: 1.6;
    color: var(--gray-700);
    background: #fff;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

img {
    max-width: 100%;
    height: auto;
}

/* Container */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 24px;
}

.container-narrow {
    max-width: 800px;
}

/* ============================================
   Header & Navigation
   ============================================ */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border-bottom: 1px solid transparent;
    transition: var(--transition);
}

.header.scrolled {
    background: rgba(255, 255, 255, 0.98);
    border-bottom-color: var(--gray-200);
    box-shadow: var(--shadow-sm);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 24px;
    font-weight: 700;
    color: var(--gray-900);
}

.logo-icon {
    width: 40px;
    height: 40px;
    background: var(--gradient-primary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
}

.logo-text {
    letter-spacing: -0.5px;
}

.logo-highlight {
    color: var(--primary-600);
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 32px;
    list-style: none;
}

.nav-link {
    font-size: 15px;
    font-weight: 500;
    color: var(--gray-600);
    transition: var(--transition-fast);
}

.nav-link:hover {
    color: var(--primary-600);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.nav-toggle span {
    width: 24px;
    height: 2px;
    background: var(--gray-700);
    border-radius: 2px;
    transition: var(--transition-fast);
}

/* ============================================
   Buttons
   ============================================ */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 24px;
    font-size: 15px;
    font-weight: 600;
    border-radius: 10px;
    border: 2px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
}

.btn-primary {
    background: var(--gradient-primary);
    color: white;
    box-shadow: 0 4px 14px rgba(37, 99, 235, 0.4);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(37, 99, 235, 0.5);
}

.btn-outline {
    background: transparent;
    border-color: var(--gray-300);
    color: var(--gray-700);
}

.btn-outline:hover {
    border-color: var(--primary-600);
    color: var(--primary-600);
    background: var(--primary-50);
}

.btn-ghost {
    background: transparent;
    color: var(--gray-700);
    padding: 12px 16px;
}

.btn-ghost:hover {
    color: var(--primary-600);
}

.btn-white {
    background: white;
    color: var(--primary-700);
    box-shadow: var(--shadow-lg);
}

.btn-white:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-outline-white {
    background: transparent;
    border-color: rgba(255, 255, 255, 0.5);
    color: white;
}

.btn-outline-white:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: white;
}

.btn-lg {
    padding: 16px 32px;
    font-size: 16px;
    border-radius: 12px;
}

/* ============================================
   Hero Section
   ============================================ */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    padding-top: 80px;
    background: var(--gradient-hero);
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    overflow: hidden;
}

.hero-shape {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.5;
}

.hero-shape-1 {
    width: 600px;
    height: 600px;
    background: rgba(99, 102, 241, 0.4);
    top: -200px;
    right: -100px;
}

.hero-shape-2 {
    width: 400px;
    height: 400px;
    background: rgba(16, 185, 129, 0.3);
    bottom: 100px;
    left: -100px;
}

.hero-shape-3 {
    width: 300px;
    height: 300px;
    background: rgba(245, 158, 11, 0.3);
    top: 50%;
    left: 50%;
}

.hero > .container {
    flex: 1;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
    padding-top: 60px;
    padding-bottom: 60px;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 50px;
    color: var(--primary-200);
    font-size: 14px;
    font-weight: 500;
    margin-bottom: 24px;
    backdrop-filter: blur(10px);
}

.hero-badge i {
    color: var(--secondary-500);
}

.hero-title {
    font-size: 64px;
    font-weight: 800;
    line-height: 1.1;
    color: white;
    margin-bottom: 24px;
    letter-spacing: -2px;
}

.gradient-text {
    background: linear-gradient(135deg, #60a5fa 0%, #a78bfa 50%, #34d399 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero-subtitle {
    font-size: 20px;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 40px;
    max-width: 500px;
}

.hero-cta {
    display: flex;
    gap: 16px;
    margin-bottom: 60px;
}

.hero-stats {
    display: flex;
    gap: 40px;
}

.hero-stat {
    text-align: left;
}

.hero-stat-value {
    font-size: 32px;
    font-weight: 700;
    color: white;
    margin-bottom: 4px;
}

.hero-stat-label {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
    text-transform: uppercase;
    letter-spacing: 1px;
}

/* Hero Visual */
.hero-visual {
    position: relative;
    height: 500px;
}

.hero-card {
    background: white;
    border-radius: 20px;
    box-shadow: var(--shadow-2xl);
}

.hero-card-main {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 320px;
    padding: 24px;
    animation: float 6s ease-in-out infinite;
}

.hero-card-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 20px;
    padding-bottom: 16px;
    border-bottom: 1px solid var(--gray-100);
}

.hero-card-icon {
    width: 40px;
    height: 40px;
    background: var(--secondary-500);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 18px;
}

.hero-card-header span {
    font-weight: 600;
    color: var(--secondary-600);
}

.hero-card-amount {
    font-size: 42px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.hero-card-label {
    font-size: 14px;
    color: var(--gray-500);
    margin-bottom: 16px;
}

.hero-card-details {
    display: flex;
    gap: 16px;
}

.hero-card-details span {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    color: var(--gray-600);
}

.hero-card-details i {
    color: var(--primary-500);
}

.hero-card-floating {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 18px;
    font-size: 14px;
    font-weight: 500;
    color: var(--gray-700);
}

.hero-card-floating i {
    font-size: 18px;
}

.hero-card-1 {
    top: 60px;
    left: 20px;
    animation: float 5s ease-in-out infinite;
}

.hero-card-1 i {
    color: var(--primary-600);
}

.hero-card-2 {
    top: 100px;
    right: 20px;
    animation: float 7s ease-in-out infinite;
}

.hero-card-2 i {
    color: var(--secondary-500);
}

.hero-card-3 {
    bottom: 80px;
    right: 60px;
    animation: float 6s ease-in-out infinite 0.5s;
}

.hero-card-3 i {
    color: #f59e0b;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-20px); }
}

.hero-card-main {
    animation: floatMain 6s ease-in-out infinite;
}

@keyframes floatMain {
    0%, 100% { transform: translate(-50%, -50%) translateY(0); }
    50% { transform: translate(-50%, -50%) translateY(-15px); }
}

/* Trusted Section */
.hero-trusted {
    background: rgba(255, 255, 255, 0.05);
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 30px 0;
    position: relative;
    z-index: 1;
}

.hero-trusted-label {
    text-align: center;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 2px;
}

.hero-trusted-logos {
    display: flex;
    justify-content: center;
    gap: 40px;
    flex-wrap: wrap;
}

.trusted-logo {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
    font-weight: 500;
}

.trusted-logo i {
    font-size: 20px;
}

/* ============================================
   Sections
   ============================================ */
.section {
    padding: var(--section-padding) 0;
}

.section-light {
    background: var(--gray-50);
}

.section-gradient {
    background: var(--gradient-primary);
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 60px;
}

.section-badge {
    display: inline-block;
    padding: 8px 16px;
    background: var(--primary-100);
    color: var(--primary-700);
    font-size: 13px;
    font-weight: 600;
    border-radius: 50px;
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.section-badge-light {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.section-title {
    font-size: 44px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 16px;
    letter-spacing: -1px;
    line-height: 1.2;
}

.section-title-light {
    color: white;
}

.section-subtitle {
    font-size: 18px;
    color: var(--gray-500);
    line-height: 1.7;
}

.section-subtitle-light {
    color: rgba(255, 255, 255, 0.8);
}

.section-cta {
    text-align: center;
    margin-top: 50px;
}

/* ============================================
   How It Works - Steps
   ============================================ */
.steps {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 20px;
}

.step {
    flex: 1;
    max-width: 300px;
    text-align: center;
    padding: 30px;
    background: white;
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    position: relative;
}

.step-number {
    position: absolute;
    top: -15px;
    left: 30px;
    font-size: 64px;
    font-weight: 800;
    color: var(--primary-100);
    line-height: 1;
    z-index: 0;
}

.step-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    position: relative;
    z-index: 1;
}

.step-icon i {
    font-size: 28px;
    color: white;
}

.step-title {
    font-size: 20px;
    font-weight: 600;
    color: var(--gray-900);
    margin-bottom: 12px;
}

.step-desc {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.6;
}

.step-connector {
    width: 60px;
    height: 2px;
    background: linear-gradient(90deg, var(--primary-300), var(--primary-500));
    margin-top: 80px;
    flex-shrink: 0;
}

/* ============================================
   Solutions Grid
   ============================================ */
.solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.solution-card {
    background: white;
    border-radius: 20px;
    padding: 30px;
    box-shadow: var(--shadow);
    border: 2px solid transparent;
    transition: var(--transition);
    position: relative;
}

.solution-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-200);
}

.solution-card.featured {
    border-color: var(--primary-500);
    box-shadow: var(--shadow-lg), 0 0 0 4px var(--primary-100);
}

.solution-badge {
    position: absolute;
    top: -12px;
    right: 24px;
    background: var(--gradient-primary);
    color: white;
    font-size: 12px;
    font-weight: 600;
    padding: 6px 14px;
    border-radius: 50px;
}

.solution-icon {
    width: 60px;
    height: 60px;
    background: var(--primary-100);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.solution-icon i {
    font-size: 24px;
    color: var(--primary-600);
}

.solution-title {
    font-size: 20px;
    font-weight: 600;
    color: var(--gray-900);
    margin-bottom: 12px;
}

.solution-desc {
    font-size: 15px;
    color: var(--gray-500);
    margin-bottom: 20px;
    line-height: 1.6;
}

.solution-features {
    list-style: none;
    margin-bottom: 20px;
}

.solution-features li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: var(--gray-600);
    margin-bottom: 10px;
}

.solution-features i {
    color: var(--secondary-500);
    font-size: 12px;
}

.solution-range {
    padding-top: 16px;
    border-top: 1px solid var(--gray-100);
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.solution-label {
    font-size: 13px;
    color: var(--gray-400);
}

.solution-amount {
    font-size: 16px;
    font-weight: 700;
    color: var(--primary-600);
}

/* ============================================
   Split Content (For Merchants/Lenders)
   ============================================ */
.split-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.split-reverse {
    direction: rtl;
}

.split-reverse > * {
    direction: ltr;
}

.split-text {
    max-width: 520px;
}

.feature-list {
    margin: 40px 0;
}

.feature-item {
    display: flex;
    gap: 20px;
    margin-bottom: 28px;
}

.feature-icon {
    width: 50px;
    height: 50px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.feature-icon i {
    font-size: 20px;
    color: white;
}

.feature-icon-alt {
    background: var(--primary-100);
}

.feature-icon-alt i {
    color: var(--primary-600);
}

.feature-content h4 {
    font-size: 18px;
    font-weight: 600;
    color: white;
    margin-bottom: 6px;
}

.split-content:not(.section-gradient *) .feature-content h4 {
    color: var(--gray-900);
}

.feature-content p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.6;
}

.split-content:not(.section-gradient *) .feature-content p {
    color: var(--gray-500);
}

/* Dashboard Preview */
.dashboard-preview {
    background: var(--gray-900);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: var(--shadow-2xl);
}

.dashboard-header {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    background: var(--gray-800);
    border-bottom: 1px solid var(--gray-700);
}

.dashboard-dots {
    display: flex;
    gap: 6px;
}

.dashboard-dots span {
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--gray-600);
}

.dashboard-dots span:first-child {
    background: #ef4444;
}

.dashboard-dots span:nth-child(2) {
    background: #f59e0b;
}

.dashboard-dots span:last-child {
    background: #22c55e;
}

.dashboard-title {
    font-size: 13px;
    color: var(--gray-400);
}

.dashboard-content {
    padding: 20px;
}

.offer-preview {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 16px;
    background: var(--gray-800);
    border-radius: 12px;
    margin-bottom: 12px;
}

.offer-preview:last-child {
    margin-bottom: 0;
}

.offer-lender {
    display: flex;
    align-items: center;
    gap: 12px;
}

.offer-logo {
    width: 40px;
    height: 40px;
    background: var(--gradient-primary);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 14px;
    font-weight: 600;
}

.offer-name {
    font-size: 14px;
    font-weight: 500;
    color: white;
}

.offer-details {
    text-align: center;
}

.offer-amount {
    font-size: 18px;
    font-weight: 700;
    color: white;
}

.offer-terms {
    font-size: 12px;
    color: var(--gray-400);
}

.offer-status {
    font-size: 12px;
    font-weight: 600;
    padding: 6px 12px;
    border-radius: 6px;
}

.offer-status.approved {
    background: rgba(34, 197, 94, 0.2);
    color: #22c55e;
}

.offer-status.best {
    background: rgba(99, 102, 241, 0.2);
    color: #818cf8;
}

/* Lender Stats */
.lender-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.lender-stat-card {
    background: white;
    border-radius: 16px;
    padding: 24px;
    box-shadow: var(--shadow-lg);
}

.lender-stat-icon {
    width: 45px;
    height: 45px;
    background: var(--primary-100);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
}

.lender-stat-icon i {
    font-size: 18px;
    color: var(--primary-600);
}

.lender-stat-value {
    font-size: 28px;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.lender-stat-label {
    font-size: 14px;
    color: var(--gray-500);
    margin-bottom: 12px;
}

.lender-stat-trend {
    font-size: 13px;
    font-weight: 500;
    display: flex;
    align-items: center;
    gap: 4px;
}

.lender-stat-trend.up {
    color: var(--secondary-500);
}

.lender-stat-trend.down {
    color: var(--primary-500);
}

/* ============================================
   Comparison Table
   ============================================ */
.comparison-table {
    background: white;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.comparison-header,
.comparison-row {
    display: grid;
    grid-template-columns: 2fr 1.5fr 1fr 1fr;
    gap: 16px;
    padding: 20px 30px;
}

.comparison-header {
    background: var(--gray-900);
    color: white;
    font-weight: 600;
}

.comparison-logo {
    display: flex;
    align-items: center;
    gap: 10px;
}

.comparison-logo i {
    font-size: 20px;
}

.comparison-row {
    border-bottom: 1px solid var(--gray-100);
}

.comparison-row:last-child {
    border-bottom: none;
}

.comparison-feature {
    font-weight: 500;
    color: var(--gray-700);
}

.comparison-us {
    font-weight: 600;
    color: var(--secondary-600);
}

.comparison-us i {
    color: var(--secondary-500);
    margin-right: 6px;
}

.comparison-them {
    color: var(--gray-500);
}

.comparison-them i {
    color: var(--gray-400);
    margin-right: 6px;
}

.comparison-them .fa-times {
    color: #ef4444;
}

/* ============================================
   Testimonials
   ============================================ */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.testimonial-card {
    background: white;
    border-radius: 20px;
    padding: 30px;
    box-shadow: var(--shadow);
    transition: var(--transition);
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.testimonial-rating {
    display: flex;
    gap: 4px;
    margin-bottom: 20px;
}

.testimonial-rating i {
    color: #f59e0b;
    font-size: 14px;
}

.testimonial-text {
    font-size: 16px;
    line-height: 1.7;
    color: var(--gray-700);
    margin-bottom: 24px;
    font-style: italic;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 14px;
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 600;
    font-size: 14px;
}

.testimonial-name {
    font-weight: 600;
    color: var(--gray-900);
    margin-bottom: 2px;
}

.testimonial-company {
    font-size: 14px;
    color: var(--gray-500);
}

/* ============================================
   FAQ
   ============================================ */
.faq-list {
    max-width: 700px;
    margin: 0 auto;
}

.faq-item {
    background: white;
    border-radius: 16px;
    margin-bottom: 16px;
    box-shadow: var(--shadow);
    overflow: hidden;
}

.faq-question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 24px;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    transition: var(--transition-fast);
}

.faq-question:hover {
    color: var(--primary-600);
}

.faq-question i {
    color: var(--gray-400);
    transition: var(--transition);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
    color: var(--primary-600);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: var(--transition);
}

.faq-item.active .faq-answer {
    max-height: 300px;
}

.faq-answer p {
    padding: 0 24px 24px;
    color: var(--gray-600);
    line-height: 1.7;
}

/* ============================================
   CTA Section
   ============================================ */
.section-cta {
    background: var(--gradient-cta);
    text-align: center;
    padding: 80px 0;
}

.cta-title {
    font-size: 40px;
    font-weight: 700;
    color: white;
    margin-bottom: 16px;
}

.cta-subtitle {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 40px;
}

.cta-buttons {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 30px;
}

.cta-note {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.7);
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

/* ============================================
   Footer
   ============================================ */
.footer {
    background: var(--gray-900);
    color: var(--gray-400);
    padding: 80px 0 40px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1.5fr;
    gap: 40px;
    margin-bottom: 60px;
}

.footer-brand .logo {
    margin-bottom: 20px;
}

.footer-brand .logo-text {
    color: white;
}

.footer-desc {
    font-size: 15px;
    line-height: 1.7;
    margin-bottom: 24px;
}

.footer-social {
    display: flex;
    gap: 12px;
}

.footer-social a {
    width: 40px;
    height: 40px;
    background: var(--gray-800);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gray-400);
    transition: var(--transition-fast);
}

.footer-social a:hover {
    background: var(--primary-600);
    color: white;
}

.footer-links h4,
.footer-contact h4 {
    font-size: 16px;
    font-weight: 600;
    color: white;
    margin-bottom: 20px;
}

.footer-links ul,
.footer-contact ul {
    list-style: none;
}

.footer-links li,
.footer-contact li {
    margin-bottom: 12px;
}

.footer-links a {
    font-size: 15px;
    color: var(--gray-400);
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: white;
}

.footer-contact li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 15px;
}

.footer-contact i {
    color: var(--primary-400);
}

.footer-bottom {
    padding-top: 40px;
    border-top: 1px solid var(--gray-800);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 14px;
}

.footer-disclaimer {
    max-width: 500px;
    text-align: right;
    font-size: 12px;
    color: var(--gray-500);
}

/* ============================================
   Responsive Design
   ============================================ */
@media (max-width: 1200px) {
    .hero > .container {
        gap: 40px;
    }

    .hero-title {
        font-size: 52px;
    }

    .solutions-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 992px) {
    :root {
        --section-padding: 80px;
    }

    .nav-menu {
        display: none;
        position: absolute;
        top: 80px;
        left: 0;
        right: 0;
        background: white;
        flex-direction: column;
        padding: 30px;
        gap: 20px;
        border-bottom: 1px solid var(--gray-200);
        box-shadow: var(--shadow-lg);
    }

    .nav-menu.active {
        display: flex;
    }

    .nav-toggle {
        display: flex;
    }

    .hero > .container {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-subtitle {
        margin: 0 auto 40px;
    }

    .hero-cta {
        justify-content: center;
    }

    .hero-stats {
        justify-content: center;
    }

    .hero-visual {
        display: none;
    }

    .section-title {
        font-size: 36px;
    }

    .steps {
        flex-direction: column;
        align-items: center;
    }

    .step {
        max-width: 400px;
    }

    .step-connector {
        width: 2px;
        height: 40px;
        margin: 0;
    }

    .split-content {
        grid-template-columns: 1fr;
        gap: 50px;
    }

    .split-reverse {
        direction: ltr;
    }

    .split-text {
        max-width: 100%;
        text-align: center;
    }

    .feature-item {
        flex-direction: column;
        text-align: center;
    }

    .comparison-table {
        overflow-x: auto;
    }

    .comparison-header,
    .comparison-row {
        min-width: 600px;
    }

    .testimonials-grid {
        grid-template-columns: 1fr;
        max-width: 500px;
        margin: 0 auto;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 40px;
    }

    .footer-brand {
        grid-column: 1 / -1;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 40px;
    }

    .hero-cta {
        flex-direction: column;
    }

    .hero-stats {
        flex-wrap: wrap;
        gap: 30px;
    }

    .solutions-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
        margin: 0 auto;
    }

    .lender-stats {
        grid-template-columns: 1fr;
    }

    .cta-buttons {
        flex-direction: column;
        align-items: center;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .footer-social {
        justify-content: center;
    }

    .footer-bottom {
        flex-direction: column;
        gap: 20px;
        text-align: center;
    }

    .footer-disclaimer {
        text-align: center;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 32px;
    }

    .section-title {
        font-size: 28px;
    }

    .cta-title {
        font-size: 28px;
    }

    .btn-lg {
        width: 100%;
    }
}